General Contractor Loan Program

You already know how to manage the rehab. Now, with the General Contractor Loan Program, Rehab Wallet provides the leverage, flexibility, and funding to help licensed General Contractors move quickly from purchase to completed project with confidence.

Built for Contractors Who Invest in Their Own Deals

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Get the capital you need—quickly and without the hassle. This program gives licensed General Contractors the funding to buy, build, and keep deals moving without missing a beat.

Automatic Qualification

Licensed general contractors automatically qualify as experienced investors.

Fast, In-House Approvals

Our team moves quickly so projects can get underway without unnecessary delays or disruptions to construction timelines.

Up-Front Draws

Access upfront rehab draws at closing to start construction immediately and keep your project moving without waiting on reimbursement-based funding.

Terms

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  • Up to 90% of purchase price
  • Up to 100% of rehab costs funded*
  • Upfront rehab draws available at closing
  • Experienced Investor qualification for licensed GCs
  • 6-12 month loan term
  • Monthly payments can be financed into the loan**
  • Available to licensed General Contractors with active contractor insurance
*Not to exceed 70% of the ARV
**When the LTV allows

Why General Contractors Love It

Faster Project Momentum

Access to fast capital helps contractors keep crews working, timelines moving, and projects progressing without unnecessary slowdowns.

Built Around Real Construction Timelines

Upfront draws help contractors coordinate labor, materials, and project phases more efficiently from day one.

More Control Over the Process

Manage construction decisions, project pacing, and execution strategy with financing designed to support the way they already work.

Why Borrowers Love It

Family House

Predictable cash flow

Interest-only payments keep month-to-month costs low.

True partner mentality

Underwriting centers on deal strength, not personal paperwork.

Exit flexibility

Sell, refi, or convert to a rental—your call.

Frequently Asked Questions

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How are rehab funds distributed throughout the project?

Funds are distributed through an approved draw schedule designed around logical stages of construction and the scope of work for the project.

This program is exclusively available to licensed General Contractors investing in renovation projects in states where they are actively licensed and insured.

In certain scenarios, loan payments may be financed into the loan structure to help preserve liquidity while construction is in progress.

Construction timelines can shift, and reasonable adjustments may be approved based on changes in scope, subcontractor availability, or other project-related factors.

Our team is able to assist borrowers in English, Spanish, Russian, and Portuguese to help make communication throughout the loan process clear and efficient.

Where We Lend

Available in SC | NC | GA | VA | OH

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Get Started with Rehab Wallet

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Big visions need fast funding. Apply today, get approved fast, and start transforming your next property with confidence.