Experienced builders move fast—so do we. Our New Construction loans combine speed with structure, giving you the capital to fund your entire build and execute from start to finish without delays.
Get the capital you need—quickly and without the hassle. Rehab Wallet provides direct new construction loans with full project funding, a structured draw process, and fast approvals to help you move from groundbreaking to completion with confidence.
Fund your entire build with one lender—from land to completion—so you don’t have to manage multiple capital sources.
Our in-house team moves quickly so you can close fast and start construction without unnecessary delays.
Our draw system helps keep your project on track while ensuring funds are released at the right stages of construction.
Interest-only payments on drawn funds help keep cash flow manageable throughout the construction process.
Our structured draw process ensures your project stays on track with funding released at the right stages.
Sell, refinance, or hold as a rental—your exit strategy stays fully in your control.
Interest-only payments keep month-to-month costs low.
Underwriting centers on deal strength, not personal paperwork.
Sell, refi, or convert to a rental—your call.
This is a reimbursement-based program, meaning work must be completed before funds are released. Each draw requires supporting documentation such as invoices, receipts, and progress photos, and must follow an approved draw schedule.
Borrowers must have prior ground-up construction experience and be able to demonstrate a successful track record, along with a detailed budget and timeline for the project.
Yes, but all builders and contractors must be reviewed and approved. We look at experience, scope alignment, and overall project feasibility as part of the underwriting process.
Construction timelines can shift, and reasonable adjustments may be approved based on changes in scope, subcontractor availability, or other project-related factors.
All construction-related expenses must go through the approved draw process. This ensures proper tracking, documentation, and consistency throughout the project.
Available in SC | NC | GA | VA | OH