Fix and Flip Loans

Seasoned investors move fast—so do we. Our Fix & Flip loans pair speed with flexibility, empowering you to acquire, renovate, and either sell or refi into long-term debt without missing a beat.

Fast, Easy Funding with Flexible Terms

Get the capital you need—quickly and without the hassle. Rehab Wallet offers direct fix-and-flip loans with in-house servicing, no third-party appraisals, and quick approvals to keep your projects moving.

Dedicated Support Team

Work directly with experienced professionals who understand your goals and are here to help you succeed.

Fast Approvals

Our in-house team makes fast decisions so you can close quickly and compete with cash offers.

Minimal Documentation

We keep the process simple with only the essential paperwork required.

Terms

Up to 90% of purchase price
100% of rehab costs advanced
Rates from 12%* (interest-only)
Choose 4, 6, 9, or 12 months
No minimum or max loan size
No income, credit, or asset verification**
70% LTV of ARV
Funding in SC, NC, GA, VA & TN

*For qualified borrowers

**Bank statements required for new to Rehab Wallet borrowers

Why Borrowers Love It

Predictable cash flow

Interest-only payments keep month-to-month costs low.

True partner mentality

Underwriting centers on deal strength, not personal paperwork.

Exit flexibility

Sell, refi, or convert to a rental
—your call.

Why Borrowers Love It

Predictable cash flow

Interest-only payments keep month-to-month costs low.

True partner mentality

Underwriting centers on deal strength, not personal paperwork.

Exit flexibility

Sell, refi, or convert to a rental—your call.

Frequently Asked Questions

Do you require an appraisal or BPO?

We typically use a Broker Price Opinion (BPO) ordered through our approved network. In some cases, an appraisal may be required depending on the property type or location.

Can I use these loans for ground-up construction or teardown projects?

No, these loans are for renovation or bridge projects only. Ground-up construction is not eligible under this program.

Do you finance second homes or owner-occupied properties?

We only fund non-owner-occupied investment properties

Can I use these loans for mixed-use properties or commercial buildings?

Primarily we lend on residential investment properties. Some small mixed-use properties may be considered on a case-by-case basis.

Are there any prepayment penalties?

No prepayment penalties. You can pay off the loan early with no additional fees.

Where We Lend

Available in SC | NC | GA | VA | OH

Get Started with Rehab Wallet

Big visions need fast funding. Apply today, get approved fast, and start transforming your next property with confidence.