Land + Manufactured Home Loans

Investors building with manufactured or modular homes move fast—so do we. Rehab Wallet’s Land + Manufactured Home Program empowers seasoned investors to purchase land and install brand-new manufactured or modular homes quickly, with flexible interest-only short-term financing.

Financing Built for Manufactured & Modular Success

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Investing in manufactured or modular homes isn’t like a standard rehab project—it takes specialized knowledge and the right kind of financing. Rehab Wallet’s Land + Manufactured Home Program is designed for this unique investment strategy, giving you the confidence to purchase land and coordinate installation without delays.

One Loan, Complete Coverage

Finance land, site prep, and full installation—all in a single package.

Specialized Expertise

Work with a team that understands manufactured housing requirements, dealer agreements, and title complexities.

Streamlined Process

From soil tests to set-up, our program is built to keep your project moving forward without bottlenecks.

Terms

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  • Up to 80% of purchase price
  • Rates from 14.75%*
  • 6 month term
  • 70% LTV
  • Origination fee starting at 3%
  • Funding in SC, NC, GA, VA, TN & FL
  • Asset verification**
  • Home must be set by a licensed contractor or authorized dealer
  • Experienced investors only
*For qualified borrowers
**bank statements required for new to Rehab Wallet borrowers

Real Results from Real Borrowers

Hear directly from investors who leveraged our Land + Manufactured Home Program to bring their project to life.

Why Borrowers Love It

All-in-One Solution

Fund the land, the home, and the installation with one simple loan.

Confidence in Compliance

We require licensed contractors, proper insurance, and lender-approved title companies, so your project meets standards every time.

Built for Experienced Investors

This program is tailored for investors who know manufactured housing, and need a lender who understands it too.

Why Borrowers Love It

Family House

Predictable cash flow

Interest-only payments keep month-to-month costs low.

True partner mentality

Underwriting centers on deal strength, not personal paperwork.

Exit flexibility

Sell, refi, or convert to a rental—your call.

Frequently Asked Questions

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What is the Land + Manufactured Home Package loan?

It’s a short-term, interest-only loan that provides financing for both land acquisition and the purchase/installation of a new manufactured home. The loan covers site prep, infrastructure, foundation, transportation, and other costs needed to deliver a move-in ready property.

Once a complete package is received, typical closing is 2–3 weeks, depending on the title.

No. Funding is for improvement projects only — properties must go through site prep, installation, and full conversion to real property.

Where We Lend

Available in SC | NC | GA | VA | OH

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Get Started with Rehab Wallet

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Ready to turn land into opportunity? With Rehab Wallet’s Land + Manufactured Home Program, you can finance the land, the home, and the installation—all in one simple loan. Move faster, build smarter, and grow your investment portfolio with confidence.